Recognizing that you have an addiction and admitting you need help is the biggest first step you can take toward getting the treatment you need. However, many people never take a second step toward getting treatment because they’re afraid of the cost. Trying to locate a rehab without insurance is another challenge within itself. If you are wanting help for a substance use disorder and currently do not have insurance, don’t panic we are here to help. All Marketplace health care insurance plans provide some level of coverage for addiction rehab, but what if you don’t have an insurance to get into rehab? Does this mean you should avoid seeking treatment unless you have a lot of money? The short answer is no, here’s why.
Finding A Rehab Without Health Insurance
There is a good chance if you’re reading this article that it has been difficult for you to find a rehab without insurance. Most facilities you call the first thing they will ask for is your health insurance information. There are plenty of options for an individual for find treatment without health insurance and we are here to help.
Double Check Insurance Coverage
Before we panic let’s make sure you double check your health insurance coverage. Sometime health insurance can show inactive for various reason. If you call your insurance carrier they will be able to double check. If you recently lost your job due to your addiction, most employers will keep your insurance active until the end of the month. After that you would be able to apply for cobra, which would keep your insurance active for a remaining 90 days. Double checking your insurance coverage highly suggested.
Depending on what state you are located in, options for rehab without insurance will vary. You might be able to get into a state-funded rehab center. These centers use money from the government to help people get into treatment and overcome their addiction. If you attend a state-funded rehab without insurance you will still receive detox, inpatient rehab and outpatient rehab. If you want to see if you qualify for a grant call us today.
Rehab’s That Are Faith-Based
Do you consider yourself a spiritual person and would like options for a faith-based rehab without insurance? There are rehabs that are specific to your religious beliefs. You maybe able to ask your church to help with any cost associated with a faith-based treatment center. A lot of facilities that have a spiritual component work with other religious organizations to provide scholarships.
Financing Options for Rehab
If you do not have health insurance but would like a private rehab stay, financing treatment could be a great option. Most treatment facilities work with 3rd party lending companies to help with the financial burden of rehab. Typically what happens is you would call the admissions team and they would link you up with the financing company. Most of the time, the individual seeking treatment has exhausted most financial resources throughout their addiction. So it is a good idea to bring family and friends into these conversations.
Rehab Without Insurance in Murfreesboro, Tennessee
At Tulip Hill Recovery, we focus on discovering what factors in your life may be contributing to addiction in order to treat it at its main source. Our treatment model emphasizes the dual diagnosis approach, which means we treat addiction as well as co-occurring mental health disorders that might be fueling the addiction. This helps a person in recovery become better equipped for dealing with the challenges of mental health disorders without feeling like they need substances or alcohol to cope.
Are you ready to talk to someone about treatment for addiction for you or someone you love? Please contact us online or call us at 877-845-8192 to get in touch with our team and help start the recovery journey.